Kharcha is a private, dead-simple tracker for your own work spend. Log an expense in seconds, tag it by client and category, and export a clean summary whenever your CA — or a client — asks.
Most expense apps are built for finance teams and approvals. Kharcha is built for one person — you — tracking your own money.
A fast keypad-first form. Amount, category, done. No OCR, no waiting, nothing automated behind your back.
Mark expenses as business or personal, flag billable ones, and tag a client so you can bill or report cleanly.
Log an expense on a flight. It saves locally and syncs to your private account the moment you reconnect.
Create a summary for any date range and export it as CSV or PDF — for your books, your CA, or a client invoice.
INR, lakh/crore formatting, financial year, GST/tax notes, mileage at your own ₹/km rate, and foreign-currency entries.
No employer, no admin, no approver. Your data lives in your account and on your device — and you can delete it all in one tap.
No setup, no onboarding marathon. Sign up and start logging.
Just email and password. Stay logged in for weeks across all your devices.
Type the amount, pick a category, add a merchant or note if you like.
Business or personal, billable, client/project, tax, mileage — all optional.
Pull a tidy CSV or PDF summary whenever you need to report or bill.
Kharcha was designed privacy-first. There's no company side, no one reviewing your spend, and nothing sold or shared.
Free forever. Built on Cloudflare's edge — fast everywhere, no paywall on exports.
Create your free accountYes — completely free, no ads, and no paywall on exports.
Yes. Sessions are durable, so you stay signed in for weeks — even across app updates.
No. It's a private personal record — no claims, approvals, or managers. Just your own work spend.
Yes. It's offline-first and installs to your home screen like a native app.
Free, private, and built for the way professionals in India actually work.
Get started — it's free